Half Fare

CDTA has designed a number of rider programs to support the unique needs of many of our riders. Programs designed to help create a better service experience include commuter programs, senior citizen programs, seasonal service programs and more. Click here for our brochure.

Reduced Fare programs

CDTA offers numerous reduced fare options for riders of all ages. All of CDTA’s standard route services participate in the reduced fare options.


What Is The Half Fare Program?

The Federal Government, via the National Mass Transportation Act of 1974, requires that a half-fare policy in effect for seniors and people with disabilities during our off-peak hours. CDTA has expanded half fare rates to be valid throughout the entire day.

Who Qualifies for Half Fare?

Citizens age 65 and over, disabled individuals, Medicare card, and CDTA half-fare ID cardholders are entitled to ride for half-fare on CDTA’s fixed route service. CDTA half-fare Navigator ID cards are issued by service organizations in Albany, Schenectady, and Saratoga Counties, select CDTA Sales Offices and the CDTA Division in Troy. A complete list of issuing sites is below.


Veterans who were honorably discharged service members qualify for half-fare pricing on all CDTA fixed-route services. To qualify for the benefit, Veterans will be required to provide a DD-214 Form, Discharge Papers, Separation Documents, Veterans Health Identification Card, Veterans Identification Card, NYS Driver’s License with official Veterans marking, or a Return the Favor Card. Veterans looking to join the program will need to get a Navigator Half Fare ID card to access this benefit. A Navigator Half Fare ID card can be picked up, with supporting documentation, at CDTA’s Sales Center in Albany (85 Watervliet Avenue), CDTA’s Troy Division, Schenectady County DSS (by appointment) and the Saratoga Springs Train Station.

  • Saratoga - ½ Fare Navigator card available now at this location
  • Monday - Thursday: 8:00 am - 4:00 pm; Saturday: 8:00 am - 5:00 pm
    Saratoga Springs Train Station – CDTA/Greyhound Ticket Office 26 Station Lane, Saratoga Springs
    (518) 584-8031

  • Schenectady *½ Fare Navigator card an appointment must be made first

    IDs are available Monday 9:00 am to 12:00 pm and Friday 1:00 pm to 3:00 pm
    Schenectady County Department of Social Services
    797 Broadway #301

    Schenectady, NY 12305
    (518) 344-2757

  • Troy

    Wednesdays from 10:00 am to 1:00 pm 
    CDTA Troy Division, 40 Hoosick Street Troy, NY 12180
    (518) 437-6822

  • Albany

    CDTA Customer Service Center Monday – Friday 9:00 am to 5:00 pm
    85 Watervliet Avenue, Albany NY 12206
    (518) 437-6875

How to Obtain a Card If You're Disabled

You must be certified as having a disability in order to get the half fare card.

Certification may be obtained in one of three ways:

  1. By showing proof that you are receiving a disability benefit under:
    • Social Security Disability Insurance (SSDI)
    • Supplemental Security Income (SSI)
    • Veterans Administration (VA) Disability.

*Award letters must be dated within 6 months of the date you are getting your ID done.

Take your award letter to any of the sites listed above on the days when ID’s are produced

  1. If you are currently receiving services from one of the human service agencies listed below, the agency needs to submit the required CDTA form on your behalf directly to CDTA’s Disability Certification Manager.

Center for Disability Services

Living Resources

NYS Commission for the Blind

Schenectady ARC


Foster Grandparents

NYS Office of People with Developmental Disabilities

Mohawk Opportunities

Rensselaer County Office of Mental Health

Department of Veteran Affairs-Veterans’ Industries

CDPC Community Support Program


Saratoga County Rural Preservation Company

Sunnyview Rehabilitation Hospital

Catholic Charities Disabilities’ Services

Foster Grandparent Program

Unlimited Potential Inc., Saratoga

The Arc of Rensselaer County

Northeast Career Planning

Capital District Psychiatric Center

Autism Society Greater Capital Region

Ellis Medicine PROS

These agencies will complete the certification process for you. You will be sent an approval letter by CDTA with instructions on how to obtain your half fare Navigator ID Card.

  1. Contact CDTA’s ADA Certification Manager Alexis Soto. (click here) for a medical determination form which needs to be filled out by your physician and returned to CDTA. You will be given an approval letter with instructions on how to obtain the half-fare ID Card.
  2. You must get your ID within 6 months of the date on the CDTA approval letter.


You will need a CDTA half fare Navigator photo ID card to access transit services. You may use your Medicare Card as proof of eligibility to get your half fare Navigator photo ID card. Once on the bus, you will need to tap your Navigator half fare photo ID on the farebox or show the card to the bus operator to pay your half fare in cash.

How much does it cost to ride?

Seniors (65 years and older) and customers with disabilities are required to have a valid Navigator ID card to pay half fare. You can pay cash fare on the bus or add a fare product to your Navigator card.

Cash fares are $0.75 one way for a regular route trip or $1.00 one way for a BusPlus trip.

When adding fares to your Navigator ID card, you can choose between Pay As You Go and Frequent Rider:

Half Fare Pay As You Go functions like cash and costs $0.65 for each of the first three rides, while the fourth and up are free for the rest of the day. That means that you will never pay more than the cost of a day pass ($1.95).

Half Fare Frequent Rider is a monthly pass that is valid for unlimited rides on CDTA's regular route network and BusPlus for 31 days from the first day of use. The Frequent Rider monthly pass costs $32.50.

How to Use Your Half Fare Navigator Card

When you get on the bus, show your half fare Navigator photo ID card to the bus operator, and using exact change, put half the regular fare into the fare box.


If your application for a half fare card is turned down, or if you have questions about the program, contact:

Alexis Soto, CDTA Disability Certification Manager

110 Watervliet Avenue
Albany, NY 12206
(518) 437-8378
(518) 437-8391 fax